Do I Qualify?

Qualifying for a mortgage, investors require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.

Mortgage Home Purchase Loans without the Stress!

With our financing options on residential property, or other real estate? we can matches your goals and making sure you get a favorable rate doesn’t have to be stressful!

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a Pre-Qualification Letter Request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.

The Loan Process for Home Purchase

Please follow the steps for our home purchase loan process

• Complete our simple mortgage Pre-Qualification Letter Request.
• You will Receive all options based on your unique criteria and scenario
• Next step is to compare mortgage interest rates and terms
• Choose the offer that best fits your needs by contacting us via email or phone.

• Fixed-Rate Mortgage
• Adjustable-Rates Mortgage (ARM)
• Conforming Loans
• Jumbo & Super Jumbo Loans
• FHA, VA & USDA Loans
• Fixed-Rate Mortgage
• Non-QM Loans
• ITIN and Foreign Nationals
• Comercial loans
• Bridge Financing
• HELOCS and Home Equity Loans
• Other Flexible Terms Available